Easily Get Credit to Start and Grow

Are you tired of hitting roadblocks when trying to secure credit for your business? Novatke Business Credit is here to change that. We specialize in helping entrepreneurs like you overcome barriers and access the financing you need to start and grow your company. With our innovative approach, you can say goodbye to the limitations of personal credit and hello to a world of opportunities for your business.

Secure High-Limit Credit Without Personal Guarantees

Gone are the days of having to rely on your personal credit to fund your business ventures. At Novatke, we believe your business should stand on its own two feet. That’s why we offer a high-limit vendor, store, fleet, and cash credit in your business’s name, without the need for personal guarantees or invasive credit checks. Whether you’re a seasoned entrepreneur looking to expand your operations or a startup with big dreams, we’re here to support you every step of the way.


Our process is simple yet effective, designed to help you navigate the complexities of business credit with ease.


Where do you see your business in the next year? Whether you’re aiming to increase your purchasing power, expand into new markets, or invest in technology and infrastructure, our team will work with you to set clear, achievable credit goals that align with your growth objectives. By identifying your priorities upfront, we can tailor our services to meet your specific needs and maximize your chances of success.


Unlocking the full potential of your business credit requires careful planning and execution. Our proven formula will help you get your business’s back office in order and fully fundable. From organizing your financial documents to establishing strong business relationships, we’ll guide you through every step of the process, ensuring that your business is well-positioned to secure the credit it deserves.


Building and maintaining strong business credit is an ongoing process. That’s why we offer comprehensive monitoring services to help you track your progress and make informed decisions about your credit strategy. Our team will keep a close eye on your credit profile, alerting you to any changes or opportunities for improvement along the way. With our guidance, you can rest assured that your business credit is in good hands.


Your business’s EIN is more than just a number – it’s the key to unlocking a world of financial opportunities. With Novatke Business Credit, we’ll help you build a strong EIN credit profile that reflects the value and potential of your company. By establishing a solid credit history in your business’s name, you’ll not only gain access to the financing you need but also position your business for long-term success.

Our Clients



Business Finance Broker

College doesn’t teach this, and even an MBA won’t prepare you for it. If you’re serious about business success, this product is a must-have. As a client, you’ll have access to the coaching staff, who will support you every step of the way. It is THE key to achieving your business credit goals.


Real Estate Investor

And, you know, this financing, alternative business financing was really expensive. Thanks to Novatke, I was able to use their platform and get access to capital with lenders that wanted to work with me!


Private Investigator

I receive satisfactory responses to my inquiries, and if not, I am promptly given updates. The course materials are concise and easily understandable. I am provided with distinct illustrations of the tasks I need to complete to stay on track.


Businesses Assisted by Our Coaches


Total Number of Credit Lines Established


Available Coaches Ready to Assist


Years of Expertise in Coaching


Minimum Credit Amounts We Assist

Our Focus

Main Focuses for This Program and Your Business


At Novatke, we’re not just focused on helping you access credit – we’re committed to helping you build wealth. By structuring credit around your EIN, we can help you increase the overall value of your business, making it more attractive to investors and potential buyers. Whether you’re planning to sell your business in the future or simply want to build a legacy for future generations, our goal is to help you achieve financial freedom and security.


One of the biggest advantages of business credit is the freedom it affords you as an entrepreneur. By separating your personal and business finances, you can protect your personal assets and reduce your personal liability. With Novatke Business Credit, you can stop using your personal credit to do business and double your borrowing power by empowering your business and its EIN number. Say goodbye to the limitations of personal credit and hello to a world of possibilities for your business.


Having a solid credit strategy is essential for success in today’s competitive marketplace. That’s why we focus on ensuring that your business’s fundability is accurate across all lending platforms. By optimizing your creditworthiness and maximizing your borrowing potential, we can help you get approved more often and with higher limits, giving your business the financial foundation it needs to thrive.

Is This Route Right for You?

One of the biggest advantages of business credit is the freedom it affords you as an entrepreneur. By separating your personal and business finances, you can protect your personal assets and reduce your personal liability. With Novatke Business Credit, you can stop using your personal credit to do business and double your borrowing power by empowering your business and its EIN number. Say goodbye to the limitations of personal credit and hello to a world of possibilities for your business.



Check out the FAQ’s in this section, get with our staff to ask questions, and let’s get your credit building journey underway… Before your number #1 competitor discovers this, just like you did!

Although there are no FCRA or FACTA laws that govern business credit reporting, our program offers solutions to help business owners correct any errors on their business reports. Our expert advisors assist in disputing discrepancies and guide clients through the business credit dispute process, with a dedicated step to rectify errors on business credit reports.

However, the primary objective of the finance suite is to aid businesses in building credit and acquiring funds.

Similar to how your Social Security Number (SSN) is linked to your consumer credit, your Employer Identification Number (EIN) is linked to your business credit. As a result, when applying for business credit, it is typically unnecessary to include your SSN.

Once you have properly established your business entity and Fundability Foundation™, you can begin building your business credit profile with smaller vendor accounts. As your business pays these vendors, you will gradually qualify for revolving store credit cards, and eventually cash credit that you can use anywhere, just like a standard personal credit card.

It is important to note that, due to federal regulations, you will still be required to provide your SSN for identity verification purposes. Additionally, providing a personal guarantee may open up even more financing options for your business.

If you’re looking to quickly qualify for usable vendor credit, look no further. Our program allows you to start building credit right away and qualifying for store credit within 60-90 days, without requiring a personal credit check or guarantee. In just 6 months, you could have access to up to $50,000 in real usable credit, including Visa and MasterCard accounts.

But the benefits don’t stop there. Our program enables you to continue building your business credit, potentially reaching $100,000-$250,000 or more within a year or two. Plus, with our Business Finance Suite, you can gain access to additional cash funding programs in just a few months.

By partnering with us and offering our services to your clients, you can help them benefit from our program and build their business credit if you are B2B. This is particularly useful for clients who need business credit to work with you.

Our free guides, articles, videos, and seminars provide you with the knowledge to acquire business credit independently. At the core of our company, we are committed to providing equal opportunities for as many business owners as possible to succeed and thrive. We do not withhold any information.

However, certain services such as 411 listings, business credit monitoring, and a business credit builder, which are crucial to report to the right agencies, will require payment, costing over $3000. Additionally, finding vendors and lenders on your own has limitations.

We differentiate ourselves by leveraging our established partnerships and affiliations for each individual client. With multi-millions of dollars in deals, we secure the highest limits, lowest rates, and longest terms for you. Our credibility in the business credit and financing industry enables us to expand and add even more funding sources and options constantly.

This results in the largest supply of vendors and credit issuers available to our clients. Attempting to acquire business credit and financing independently or with someone else will result in higher costs and longer wait times. Our process is streamlined to secure the most funds in the shortest amount of time at the lowest rates possible.

When our coaches first started, there was not a lot of information on the topic of obtaining Business Credit, especially not one that’s not linked to an SSN. Over the years, they have fine-tuned and upgraded our instructions and the Finance Suite so that it is as easy to follow as possible.

Every step of the Finance Suite includes simple education videos and direct resource links so that your business credit building journey is a ‘no-brainer’. In the rare occasions that you need help, you have our business credit advisors and finance officers a click or call away!

So as long as you’re committed to follow our instructions and are serious about the success of your business, then yes, you really can do this — even if you’re technically challenged. With that being said, it’s important to understand that we do NOT build your business credit FOR you. We help you through simple step-by-step instructions and education. Essentially, follow our instructions and get results.

Your business has a credit profile linked to its EIN, just like you have a credit file linked to your SSN. This profile is usually initiated when you apply for a loan or credit card, or even when you set up basic utilities. However, most credit you apply for won’t be reported to business reporting agencies unless you follow a specific order or exclude your SSN from the application.

With the right steps, you can obtain real business credit without supplying your SSN on the application. The best part? This credit won’t appear on your personal credit reports, and you can use your EIN credit alone to get approved for many types of credit without a personal guarantee. As you build your business credit and score, your EIN profile becomes essential to qualifying for bank loans and credit cards.

Successful companies in the US, whether privately or publicly owned, have business credit. And the good news is that even startups can obtain it too. Our Business Credit Builder Program provides you with a customized step-by-step process to build your business credit, including access to real usable vendor credit and store credit without a personal credit check or guarantee.

Properly building business credit allows business owners to qualify without undergoing credit checks, even those with poor credit can benefit from the finance suite by establishing their business credit.

If a business owner has credit challenges but also has collateral, they can still obtain funding along with their business credit. Funding can be obtained within a short period of 30-60 days and most acceptable collateral such as credit card sales, inventory, equipment, and receivables qualify for the same.

Additionally, our revenue-based funding programs offer approval for business owners with credit scores as low as 500 if they can demonstrate through their bank statements that they have consistent revenue.

At present, the business credit industry remains largely unregulated despite being in existence for a significant period of time. Even Dun & Bradstreet and other business credit reporting agencies are actively involved in selling business credit.

Given the support of these agencies for the industry and the current lack of regulation, it is unlikely that any additional regulations specific to the industry will be implemented in the near future.

Time to see if this route is really for you

Schedule some time to talk with our CEO and we can assess whether our coaches and coursework will be of value to your current situation. We are looking to work with the most motivated so we can create some amazing success stories and our students can finally relax while their business grows.